We provide high-quality, personal, independent advice on mortgages and equity release. We have established a strong reputation through our clients due to the expert, bespoke service we provide. Our continued growth is primarily due to word-of-mouth referrals.
Each of our clients is treated as an individual and we never take the approach that “one size fits all”.
We are tenacious in not only wanting to secure the mortgage for our clients, but also delivering the most appropriate products to fit individual circumstances and future aspirations.
By using our mouths and ears in the right proportions, we can learn more about your goals and objectives to ensure that our advice meets your requirements.
Why Choose Us?
Mortgages, Equity Release, Protection and more!
First Time Buyer Mortgage
This is an exciting step for anyone going down the house purchasing route for the first time. As this is likely to be one of the biggest financial commitments that you are likely to make, we need to ensure that it’s the right one for you.
Home Mover Mortgage
If you are looking to move home and want to see how much you can borrow, together with the associated costs of moving, then look no further. We will calculate what you can afford to borrow to ensure that you can meet your repayments comfortably.
A remortgage is when you decide to review your existing mortgage arrangements. There are many reasons for doing this, one of the most popular being for home improvements. Alternatively, you can remortgage to secure a better deal that your existing lender is offering you.
Help to Buy
The Government has introduced “incentive schemes” such as the Help to Buy Equity loan, which is only applicable for new build properties. This is available for first-time buyers and movers. We are happy to manage this process for our clients and will even deal with the Help to Buy paperwork for you.
Equity release is a “Tax Free” way of “unlocking” or “releasing” capital tied up in the property you own and live in, these funds can be used as you wish.
Many retirees are finding themselves unable to maintain the lifestyle they wish to as they simply don’t have the funds to do so. Equity Release may be the answer to solve this problem.
Protection & Insurance
Taking on a mortgage will probably be the largest financial commitment you ever make, and it is vital that you protect the investment you will be working hard to maintain in the years ahead.
Buy to Let Mortgages
These types of mortgages are for Landlords and investors, who are looking to purchase or remortgage residential properties for rental purposes. Products for this type of lending have grown and we can arrange mortgages for both individuals or Limited companies.