What is Equity Release

Would you like to know more about the pros and cons and whether it is the right option for you? At Acclaimed Mortgage Consultancy we can offer considered, measured advice for your situation…

Equity release has grown in popularity over the last few years. It is the process by which you can access the capital that is presently in the bricks and mortar of your house. At Acclaimed Mortgage Consultancy we have been giving impartial and measured advice for several years. Equity release, as with most financial decisions, has its pros and cons. We will discuss both sides with you and we are happy to include any of your family members in our discussions. We appreciate that financial conversations can be difficult within family dynamics and we endeavour to assist you within the framework of our advice.

Releasing tax-free money

On the positive side, an equity release mortgage enables you to remain living in your home until such a time as it becomes impractical to do so. This can be very reassuring, especially if it is a long-standing family home. The equity released is tax-free money that you can receive in a lump payment or over time as would be most beneficial to your unique requirements. You could use this money to provide home improvements to assist you in remaining in your own home. You could use it to help out other family members, children or grandchildren who need help with a deposit for their own home. If appropriate you can have the option to repay some or all of the mortgage over time.

What we offer

At Acclaimed Mortgage-Consultancy we will discuss all of your options in full and as well as explaining the benefits, will also explain the disadvantages of equity release. We will discuss the implications of reducing the value of your estate with you, as well as any implications that your equity release may have on future entitlement to state benefits. We will clearly explain the financial repercussions should you decide to repay early, or to pay interest on your equity release.

We will also help you to explore other options. At Acclaimed Mortgage Consultancy we never pressure anyone into an equity release mortgage if it is not the right financial step for them. We will take the time to assist you in discussing other options to help provide you with the right solution. At Acclaimed Mortgage Consultancy we pride ourselves on our moral and ethical stance and we are always happy to talk you through all the details of equity release. Rest assured that we will provide you with the knowledge to make a carefully considered decision, but the final decision will rest with you.

Care options available to you

Are you confused about the care that is available to you and how to find the information you need? You can download a brochure here from one of our trusted partners who we can work with. If you’d like to get more information look at their website here.

To begin your confidential conversation today, please call our informed and experienced team at

Acclaimed Mortgage Consultancy on 01676 533 658 or email us at sandy@mortgage-consultancy.co.uk

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Some of our fantastic providers

Learn more about Equity Release

Why use Equity Release

Equity Release can be used in a variety of different ways and can be helpful for over 55’s to provide an income if needed. Learn more about the potential benefits.

What are Equity Release Mortgages

There are now various types of equity release schemes; choosing the right one is absolutely crucial. Learn more about which may be best for you.

Is Equity Release right for you?

Equity release is not always suitable for everyone. We will explain if we feel that equity release is not the right option for you and how equity release works. Learn more about your options.

Call us today to discuss your needs or send us your enquiry

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