Mortgages

As you know a mortgage is likely to be the single largest commitment you are ever likely to make. Whether you are a first-time buyer, looking to move, re-mortgaging your current property or want to become an investor in the Buy to Let market, we can guide you accordingly.

We know the importance of taking you through the process step by step to ensure you receive the most appropriate advice, personalised to your circumstances. To be able to do this we will complete a thorough review of your current financial position and circumstances to enable us to understand what you want to achieve at this time in your life. We will also take into account any future plans that you may tell us about so that any advice given is tailored to your particular aspirations.

Our Mortgage Services

First Time Buyers Mortgage

Whether you are wanting to purchase your first property in the next few weeks, months or years; we can help take you through the process and plan ahead of time. It’s never straight-forward doing something you’ve never done before, but we are here to make it less stressful and explain every step of the way.

Learn more about our first-time buyer mortgage process and what we can offer you.

Home Movers Mortgage

If you are looking to move home and want to see how much you can borrow, together with the associated costs of moving, then look no further. We will discuss your requirements and find the most financially beneficial option for you, whether that be porting your mortgage or going with a completely new lender altogether.

Learn more about how we can assist you in moving to your dream home.

ReMortgage

Do you want to review your existing mortgage arrangements? There are so many reasons for doing this, from raising money for home improvements, to consolidating debts, but by understanding your specific objectives and requirements we can source the best deals suited to each purpose.

Learn more about what type of products we can source for you and how we can ensure a smooth remortgaging process.

Buy to Let Mortgages

Buy to Let mortgages are for people, often investors, who are looking to purchase or remortgage residential properties for the purpose of renting them out. These can be facilitated for individuals or Limited companies.

Learn more about what our Buy to Let specialist can do to help you get onto the investment property ladder.

Our Mortgage Fees

Our fees vary depending on the type of mortgage you are looking for, but we understand that every individual has a unique need or requirement. We tailor our approach for each of our clients and that is why we always offer an initial FREE consultation to understand your needs and how we can best advise you. You don’t have to pay any fees until you have decided this is the right course of action for you and you want us to proceed to research.

For more information on our fees for each mortgage service please click here for more information.

Our Mortgage Process

We will arrange an initial consultation, which is completely without obligation and where we discuss your wishes and circumstances. Following our meeting, if you wish to engage our services, we will charge an initial engagement fee and proceed with our research. We then guide you through the whole process, deal with your mortgage application and liaise with your solicitors. Although, on paper our job is done when we secure you a mortgage offer, we always support our clients up until the mortgage completes and even after, if you ever have any questions or queries in the future, we are always happy to help. We will also remind you when your current deal is due to expire so we can be ready for the next steps in your financial path.

We will analyse and explain the figures we present to you, to ensure that you understand the benefit of what we recommend. Whilst lenders will review your affordability based on your income and the “main” outgoings you would be expected to have, we will also factor in the extra costs such as holidays, children’s clubs and a social life. After all, whilst you want to enjoy your home you still want to get the best from life, and if these things are important to you there is no point going into the largest commitment of your life with your eyes closed.

Why you should choose us

Acclaimed Mortgage Consultancy Ltd is authorised and regulated by the Financial Conduct Authority. We are directly responsible for any advice, which gives you the confidence that we are 100% certain with any recommendation we do give. We source products across the whole of the market, and we do not have any affiliations with a particular lender. Our aim is always to get the most financially beneficial option for our clients, and so we will always look at any product incentives which you may want/need such as free legals or cash backs. We pride ourselves on our reputation and we are very proud to be an award-winning brokerage with over 250 five-star reviews.

Photo of woman opening front door of her new house which she bought as a first time buyer
Reviews and Ratings for Financial adviser Sandy Ameer-Beg, Birmingham

5.0 60 reviews

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We advise using CheckMyFile as we use a variety of lenders across the whole market. Each lender has their own credit agency that they use to assess your score and credit history. CheckMyFile uses multiple credit agencies which gives us a much clearer overview of your report as a whole and not just based on one particular agency. It will also give you a much clearer understanding of your overall credit position.

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Download our FREE guide to Mortgages

Our mortgage guide takes you through every step of the process from first thoughts on buying or moving to putting the key in the door of your new property and everything in between.

Find out what you need to do before you even start searching for properties, how to set your budget, and what some of the jargon you’ll hear actually means.

Simply fill in your details and you can download the guide.

Looking for something else?

Equity Release

Equity release is a “Tax Free” way of “unlocking” or “releasing” capital tied up in the property you own and live in, these funds can be used as you wish. Learn more about what Equity Release is and why you may need it.

Retirement Planning

Many retirees are finding themselves unable to maintain the lifestyle they wish to as they simply don’t have the funds to do so. Equity Release may be an option to help provide an income for the over 55’s.

Protection

It is vital that you protect that investment you will be working hard to maintain in the years ahead. As no one can predict the future, we would recommend that you consider protection that will help secure your investment.

Call us today to discuss your needs or send us your enquiry

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