As you know a mortgage is likely to be the single largest commitment you are every likely to make.
Whether you are a first time buyer, looking to move, re-mortgaging your current property or want to become an investor in the Buy to let market, we can guide you accordingly.
At Acclaimed Mortgage Consultancy, we know the importance of taking you through the process step by step to ensure you receive the most appropriate advice, personalised to your circumstances. To be able to do this we will complete a thorough review of your current personal circumstances to enable us to understand what you want to achieve at this time in your lives. We will also take into account any future plans that you may tell us about so that any advice given is tailored to your particular aspirations.
Please note: due to the Covid-19 pandemic, changes to mortgage lending criteria are happening regularly. We are here to help keep you up to date. Please check out our Covid-19 Support page for any questions you may have that could potentially affect your mortgage or future application.
Our Mortgage Services
Our Mortgage Process
Sometimes you will hear of exceptionally low interest rates but the fees attached to these deals may outweigh any benefits you may receive through the lower “headline rates”.We will analyse and explain these figures to ensure that you do understand the benefit of what we recommend. Whilst lenders will review your affordability on your income and the “main” outgoings you would be expected to have, we will also factor in the extras such as holidays, children’s clubs and a social life. After all whilst you want to enjoy your home you still want to get the best from life and if these things are important to you there is no point going into the largest commitment of your life with your eyes closed.
Why you should choose us
Acclaimed Mortgage Consultancy is authorised and regulated by the Financial Services Authority. We are responsible for the advice we give. Our advice is based upon an assessment of options from across the market and we don’t have any affiliations with any particular lender. Our aim is to get the best deal for our clients. Looking after our clients is key to our business, so we are on hand even when your mortgage transaction has completed in case you need to discuss anything further or your circumstances change. We will also remind you when your current deal is due to expire so we can be ready for the next steps in your financial path.
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We advise using CheckMyFile as we use a variety of lenders across the whole market. Each lender has their own credit agency that they use to assess your score and credit history. CheckMyFile uses multiple credit agencies which gives us a much clearer overview of your report as a whole and not just based on one particular agency. It will also give you a much clearer understanding of your overall credit position.
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Download our FREE guide to Mortgages
Our mortgage guide takes you through every step of the process from first thoughts on buying or moving to putting the key in the door of your new property and everything in between.
Find out what you need to do before you even start searching for properties, how to set your budget, and what some of the jargon you’ll hear actually means.
Simply fill in your details and you can download the guide.
Looking for something else?
Equity release is a “Tax Free” way of “unlocking” or “releasing” capital tied up in the property you own and live in, these funds can be used as you wish. Learn more about what Equity Release is and why you may need it.
Many retirees are finding themselves unable to maintain the lifestyle they wish to as they simply don’t have the funds to do so. Equity Release may be an option to help provide an income for the over 55’s.
It is vital that you protect that investment you will be working hard to maintain in the years ahead. As no one can predict the future, we would recommend that you consider protection that will help secure your investment.