What does Critical Illness Cover cover?

Did you know that in the UK, there are 7.6 million people living with heart disease? One person has a stroke every five minutes, and there are 367,000 new cancer cases per annum. Add to that 130 people get diagnosed with MS weekly.

These are just statistics for some of the common critical illnesses that we hear about regularly. And when we hear the word critical, we often think of something incredibly serious, and all of these illnesses are. But what many people don’t take account of, is that most people diagnosed with a critical illness survive.

It’s hard enough to receive any bad news about your health. But add to that the stress of money worries, and you’ve got yourself a hideous combination. If you could relieve some of that stress, you’d want to, wouldn’t you? We’d love to wave a magic wand and get rid of all these awful illnesses. Sadly, we can’t. But what we can do is arrange critical illness insurance for you to at least take away some of the financial worries. So, all you need to do is concentrate on getting yourself better.

Policies do vary in terms of the illnesses covered, the criteria for making a claim, and the amount paid out, but we can discuss the best options for you and your situation. We can also discuss whether income protection insurance might be a better or additional option for you and your family.

If you have any questions about your insurance please get in touch for a no obligation call to discuss your circumstances. Call our team on 01676 533658 or email sandy@mortgage-consultancy.co.uk.